An uninsured woman discovering that she is expecting probably feels the same pit-of-the-stomach feeling as a person would have after an uninsured auto accident. Let’s face it — pregnancy care is expensive. According to central Texas United Healthcare Medical Director Dr. Harvey Balthaser, “Even an uncomplicated pregnancy that includes prenatal and inpatient delivery averages $7,600.” And above all, expecting a child should be a joyous occasion.

There are not a lot of options out there to transfer the financial risk associated with an uninsured pregnancy to a health insurance policy. However, if a woman finds herself uninsured and pregnant, a few exceptions may exist.

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