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Employers are hesitant to offer long-term care but it may be based on several misconceptions. According to a survey by John Hancock, 63 percent of employers surveyed said they didn’t think their employees would be interested in long-term care insurance, despite 60 percent saying they thought their employees were concerned about being able to afford long-term care. Two-thirds thought it would be too expensive to implement a plan and one-third thought it would be too time consuming.


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