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What can U.S. workers expect when they receive their fall open enrollment benefit packages for 2010? In short, higher costs. But through research, global consulting firm Watson Wyatt has identified a few financial rewards trends in health benefits plans for next year.

Employees might find their 2010 employee benefit packages include financial rewards for promoting healthy lifestyles, full coverage for preventive services, closer scrutiny of dependent and spousal coverage, and greater use of consumer-directed health plans (CDHPs), according to benefit experts at Watson Wyatt.

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