What can U.S. workers expect when they receive their fall openenrollment benefit packages for 2010? In short, higher costs. Butthrough research, global consulting firm Watson Wyatt hasidentified a few financial rewards trends in health benefits plansfor next year.

Employees might find their 2010 employee benefit packagesinclude financial rewards for promoting healthy lifestyles, fullcoverage for preventive services, closer scrutiny of dependent andspousal coverage, and greater use of consumer-directed health plans(CDHPs), according to benefit experts at Watson Wyatt.

"Faced with an uncertain economy and rising health care coststhat show few signs of slowing, many employers have made changes totheir health benefit plans for 2010," said Tom Billet, a seniorconsultant with Watson Wyatt. "While next year's benefits willreflect these higher costs, workers can also expect employers tocontinue their commitment to encourage employees to lead healthylifestyles."

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