• Nearly 85 percent of American workers and 71 percent of retirees are taking steps to rebuild their financial portfolios after the recession.
  • Nearly two-thirds of workers are spending less, compared with 54 percent of retirees.
  • Almost 30 percent of retirees and 45 percent of workers are paying down debt.
  • One in five workers and 14 percent of retirees are building an emergency fund.

Source: Principal Financial Well-Being Index