New research from MetLife finds three out of fiveindividuals out of work for at least six months due to disabilitydid not have disability income protection. For those who did havecoverage, only about one-third of their income was protected.

The new MetLife Study of the Emotional and Financial Impact ofDisability reinforces the importance of determining protection needs and take advantage of resourcesavailable, such as financial advisors, employers or onlinetools.

For those who incurred a disability at least a year ago, MetLifestates less than 20 percent actually felt they had completelyrecovered financially.

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