Experts at MetLife say workers are in a state of shift with how they approach saving for retirement. Research shows employees in defined contribution plans are now focused on preserving lifetime income, rather than a singular focus on asset accumulation.

According to MetLife's study, employees are looking for strategies to create and protect retirement income they can't outlive. Indeed, nearly half (49 percent) of those who have a retirement nest egg are interested in learning about how to protect their retirement income.

Four in ten (40 percent) are interested in learning more about how they could use annuities as part of their DC plan, and 44 percent would like their employer to offer an annuity option in their 401(k), 403(b) and/or 457 plan.

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