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One of life’s great mysteries is how really dumb people are able to function in society. You’ve probably asked yourself that question a million times – when the price of your groceries is $15.51, you hand the cashier $16.01, and she hands the penny back to you because she thinks you gave her too much money; when the sign says the left lane is closed half a mile ahead but people wait until the last 100 feet to put on their blinkers; when you do the math for your clients to show them they’re clearly overpaying for health insurance but they’re still too scared to give up the copays.

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