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According to a new report from the UCLA Center for Health Policy Research, 3 million Californians are enrolled in high-deductible health plans.

With deductibles more than $5,000, these health plans may cause members to stall care and can put families in financial trouble if a health problem arises, say the authors of the report, Profiling California’s Health Plan Enrollees: Findings from the 2007 California Health Interview Survey. Still, high-deductible plans are typically the only insurance many Americans, particularly self-employed or low-income people, can afford.

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