New proposed federal rules will allow the Department of Health and Human Services to work with states on health insurance rate reviews, and will require carriers to publicly justify rate increases that are considered unreasonable. The process will help states filter health plans with a pattern of excessive or unjustified rate hikes out of new health insurance exchanges in 2014.

The proposed regulation, announced Tuesday by HHS, will require carriers in 2011 to publicly disclose rate increases of 10 percent or higher. The rate hike will also be “thoroughly reviewed” to determine if it’s unreasonable.

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