Fewer people think a financial incentive would be useful for electing more effective treatment, according to the Employee Benefit Research Institute. The percentage fell from 61 percent in 2009 to 55 percent in 2010.

Still, research shows, young people, minorities and low-wage workers are still more likely to find financial incentives extremely or very useful..

There was no significant difference between women and men and no difference found in education level.

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