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Dr. Harold Dauerman checks monitors during a catheterization lab heart procedure in Burlington, Vt., Tuesday, Sept. 23, 2008. (AP Photo/Toby Talbot)

Based on Colonial Life claims statistics, heart attacks, strokes and coronary artery bypass surgeries accounted for 58 percent of critical illness claims in 2010. Cancer made up 35 percent while other conditions, including kidney failure and transplants, made up the rest of the claims.

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