Ninety-seven percent of employees participating in one-to-one benefits counseling sessions during enrollment say they better understanding of the benefits their employers offer, according to a post-enrollment survey by Colonial Life & Accident Insurance Company.

The survey also finds 44 percent of employees say their understanding is significantly improved by the sessions, and 98 percent of employees say one-to-one benefits counseling is important while 61 percent say it is very important.

"With more costs and decision-making being shifted to employees, benefits communication and education is more important than ever," says Randy Horn, president & CEO of Colonial Life. "These surveys clearly show that employees understand their benefits better after meeting with a personal benefits counselor. They also value the opportunity to discuss their individual benefits situation with a counselor."