Since 1998, my general agency has actively assisted health insurance agents in the implementation of hundreds of group limited medical plans aka “mini meds.” I’d like to weigh in on the present and future role of these plans and cut through some mythology, confusion and outright distortions surrounding them. The group limited medical plan industry encompasses a number of very different plans and carriers. These plans provide core medical insurance to a broad range of consumers.

The potential member’s perception of value and interest in enrolling in a limited medical plan depends on a number of factors, notably:

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