As a basketball fan, it's the best time of the year. The NCAA Championship is tomorrow night, and the NBA playoffs are about to start. And "T's" are part of the game.

A "T" in basketball lingo, short for technical foul, is an infraction of the rules which doesn't involve physical contact during the game, e.g., unsportsmanlike conduct. The penalty for which can be giving the opposing team a foul shot and possession of the ball or even suspension.

The equivalent in our HR and benefit world is when an employer misclassifies an employee. That is, when a worker is treated as an independent contractor instead of an employee.   

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