Analysts at Gen Re say 2010 proved to be a challenging year for most companies in the group life and disability business, and that health reform has been a distraction for both employers and group benefits brokers.

According to the corporation’s 2010 U.S. Group Disability Market Survey, total group term life inforce premium grew by 2 percent in 2010, totaling over $20.3 billion. Combined STD and LTD inforce premium rose slightly, by roughly 1 percent, totaling close to $13.2 billion. STD inforce premium increased by 4 percent while LTD inforce premium remained level year-over-year.

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