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We’ve reached near epidemic scale with retirement readiness – or lack thereof – in the U.S. Nearly half of Americans don’t see themselves being able to afford retirement, and confidence has deflated to a new record low.

Elaine Sarsynski, executive VP of MassMutual’s Retirement Services Division andElaine Sarsynski, MassMutual chairman and CEO of MassMutual International, tells BenefitsPro.com the confidence problem is certainly out of hand. But advisors and sponsors still have an opportunity to help before the crisis gets worse.

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