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How quickly the tide turns. Just a few short months ago, the mass media hype targeted the 401(k) arena. Things were going so bad in the PR department for the popular retirement plan, some even accused the 401(k) of being nothing more than a supersized Ponzi scheme. As unbelievable as it sounds, voices declared the 401(k) “Dead on Arrival” and began demanding the return of the pension plan.

But then the Wisconsin winter struck, breaking a dam of pent-up frustration and taxpayer angst. First the Cheese State, then Indiana, then Ohio and now Massachusetts, still a bastion of Democrats, all these states (and many others) shed the bloom of the Emperor’s new clothes when it comes to public employee unions. In the end, the 401(k) was alive and well – and working! It was the long ignored pension that appears to have been assigned to the dustbin of history.

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