Minority populations are more likely to rely on Social Security as their only source of retirement benefits, according to various studies by the AARP.

Latinos, for example, find Social Security to be a critical source of income because of their socioeconomic condition, longer life expenctancies, and higher rates of disbaility.

Latinos represent a large portion of the working class, particularly seasonal employees, where workplace injuries tend to be more common, so workplace disability is a much more common need. According to the AARP, increasing the retirement age for Social Security would impose a significant financial burden on Latinos who retire early due to work-related health issues.