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Bryce Williams, director of Blue Shield of California's wellness program, talks to an employee as she walks and works on a treadmill. The walking workstation is part of Blue Shield's wellness program, "Wellvolution."

As Benjamin Franklin said, an ounce of prevention is worth a pound of cure. Or in the case of the overburdened employer, an ounce of prevention is worth a pile of claim costs, a load of premium increases or a heap of lost productivity.

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