An early-2011 survey of more than 1,300 employers by McKinsey & Company found 30 percent of respondents will "definitely" or "probably" stop offering employer-sponsored health insurance after 2014.
According to the June 2011 McKinsey Quarterly, health care reform "fundamentally alters the social contract inherent in employer-sponsored medical benefits and how employees value health insurance as a form of compensation."
By guaranteeing the right to health insurance regardless of medical status, reform minimizes any moral obligation employers would feel to cover the sickest employees, who would otherwise be denied coverage.
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