One-third of employers will drop health coverage according to a recent McKinsey survey. That's a staggering amount when you think about the actual numbers involved.

What would it to do our industry if one-third of the health plans just disappeared?

In 2009, the most recent year for which we have a full picture, there were 22,054 ERISA-qualified*, non-union health plans on the books. Ignoring the filings where the administrator clearly forgot how the number zero works, there were 37.1 million lives covered in those plans, $85 billion in premiums and, perhaps most critically, those plans represented $2 billion in fees and commissions to their brokers.