Many people would agree that some level of life insurance coverage is better than no life insurance coverage. However, in order to really meet the needs of employees, the focus should be on the adequacy of coverage.

MetLife’s 9th Annual Employee Benefits Trends Study finds that 71 percent of full-time U.S. workers say they have some amount of life insurance coverage.  But of those with coverage who  know the amount, 47 percent indicate they have two times or less their annual household income in coverage.  Even 40 percent of those who are working parents with minor children indicate their coverage levels are that low. This is despite the fact that many employees report being worried about unexpected financial emergencies.

Complete your profile to continue reading and get FREE access to, part of your ALM digital membership.

Your access to unlimited content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events.
  • Access to other award-winning ALM websites including and

Already have an account?



Join BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including and
  • Exclusive discounts on and ALM events.

Already have an account? Sign In Now
Join BenefitsPRO

Copyright © 2023 ALM Global, LLC. All Rights Reserved.