New research from  J.P. Morgan finds that the majority of Americans need income replacement predictions, but most don't have access to the data or the understanding of how to translate their 401(k) savings into retirement income.  

The company's new white paper, "Searching for Certainty," details the findings of an online survey of more than 1,000 individuals with 401(k) plans. J.P. Morgan found that participants wrestling with how to make their savings last through retirement were often completely in the dark.

Eighty six percent of respondents said they need to know how much of their pre-retirement salary they can replace, yet 22 percent aren't even sure what they will receive after they stop working.  Overall, only 40 percent of respondents even feel comfortable that they will be able to reach their financial goals in retirement.  

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