CINCINNATI (AP) — In the first ruling by a federal appeals court on President Barack Obama's health care overhaul, a panel in Cincinnati affirmed Wednesday that Congress can require Americans to have minimum insurance coverage.

A conservative law center had challenged the measure, arguing on behalf of plaintiffs who said potentially being required to buy insurance or face penalties was subjecting them to financial hardship. They warned that the law was too broad and could lead to more federal mandates.

The Thomas More Law Center, based in Ann Arbor, Mich., argued before the panel that the law was unconstitutional and that Congress overstepped its powers.

The government countered that the measure was needed for the overall goal of reducing health care costs and reforms such as protecting people with pre-existing conditions. It said the coverage mandate will help keep the costs of changes from being shifted to households and providers.

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