NEW YORK (AP) — Investors should think twice before making any rash moves Monday.

Many market analysts expect stocks to fall sharply because of anxiety about the downgrade of the U.S. credit rating, the debt crisis in Europe and last week's stock market plunge. The temptation to bolt from any hint of risk is understandable. And right now, stocks look risky.

Financial planners say people who stick with their investment strategy will likely see their portfolios recover in the long run.

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