Life outside exchanges

As health care reform efforts continue to unfold, much discussion revolves around the role of public health insurance exchanges (“public exchanges”) in achieving the primary goal of the Patient Protection and Affordable Care Act (PPACA) – to provide U.S. citizens with affordable, quality health insurance.

By 2014, PPACA requires each state to offer public exchanges to residents, or in the alternative, a federally-run exchange system.[1] A recent blog post by Larry Levitt and Gary Claxton for Kaiser Family Foundation examines how insurance options outside the public exchange markets will change under PPACA, as well as the importance of maintaining a level playing field for health plan offerings both inside and outside the public exchanges (see Levitt/Claxton blog post).