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A poster that explains ways to file for unemployment insurance benefits is shown as job seekers look for work at the JobTrain employment office in Menlo Park, Calif. (AP Photo/Paul Sakuma)

While unemployment insurance benefits have assisted millions of families through the recession and have even helped improve the economy, state unemployment insurance programs are facing their worst financial position since they were founded in 1935, according to a recent brief by the National Academy of Social Insurance.  

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