To be pushing age 70 and still working is a scary thought. But are we kidding ourselves that we’ll be able to retire by 62 just because we can start collecting Social Security? 

For the short answer, I look to two new studies, both out this week. The first from the Economic Policy Institute, a D.C.-based, nonpartisan think tank that examines how economic policies affect the needs of low- and middle-income Americans. The second is from another nonpartisan think tank, the National Center for Policy Analysis, which promotes “private, free-market alternatives to government regulation and control.”

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