Retirees are returning to their 2008 attitudes about finances, a report released by the Society of Actuaries, LIMRA and the International Foundation for Retirement Education found, even if they’re not quite there yet.

Retirees feel more financially secure now than they did in 2009, the last time the survey was conducted. They are more confident and have less household debt. Furthermore, they’re more conservative than they were in 2008 and have maintained the spending levels they used in 2009 rather than 2008.

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