The Employee Benefits Security Administration (EBSA) is trying to add new layers of regulation for multiple employer welfare arrangemets (MEWAs).
MEWAs give small employers a way to join together to run health plans free from state regulatory oversight. MEWAs are regulated at the federal level, out of the reach of state agencies, and the federal government has not been especially vigilant.
In the past, financial advisors used MEWAs to help doctors and other highly paid professionals shelter income from income taxes.
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