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Granted, times have been dicey over the past couple of years. Businesses have failed, and families have lost homes. Companies have furloughed thousands of employees, and the cost of living keeps escalating. The price of everything has spiraled up and up with no end in sight; and on top of that, the government wants more of your money because it can’t figure out how to stop spending it like a drunken sailor on holiday.

To borrow a line from Thomas Paine, “These are the times that try men’s souls.”

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