If you're selling to consumers in Florida, Nevada or New York, they might need private long-term care insurance (LTCI) more than prospects living in Hawaii, Kansas or Connecticut.

Researchers at the AARP Public Policy Institute, Washington, tell the tale in a "long-term services and supports" state scorecard they created together with the SCAN Foundation, Long Beach, Calif., and the Commonwealth Fund, New York.

Dr. Bruce Chernoff, the president of the SCAN Foundation, presented a talk on the study recently at the Intercompany Long Term Care Insurance Conference in Las Vegas.

The researchers who created the scorecard spent two years designing the study and gathering the data. They looked for performance indicators in areas such as affordability and access, choice of setting and provider, quality of life and quality of care, support for family caregivers, and organization of care and transitions from one level of care to another.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.