Retirement account balances have made a major comeback since the 2008 stock market crash, according to new data by the Urban Institute. At the end of the first quarter of 2012, retirement account balances reached $9.2 trillion—their highest level ever. Before the crash, retirement account balances reached a high of $8.7 trillion in the third quarter of 2007, dropping down to $6 trillion in the first quarter of 2009.

According to the report, they are now just 3 percent below their peak when adjusted for inflation, but investors have lost four years of growth.

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