Kaila and Mark Nickel were saving to buy a house. But their plans took a detour when Penny, their miniature Schnauzer, started shivering uncontrollably one evening last summer.

In an effort to find out why, the Nickels dipped deep into their down payment fund.

Veterinarians told the Nickels that X-rays revealed an unknown mass in Penny's stomach. The 2-year-old was unlikely to have cancer, so the vets recommended exploratory surgery. The mass turned out to be a collection of blood, yet the doctors never determined where it came from or what caused it.

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