In all of the recent – and perhaps herculean – efforts to develop and distribute fee disclosures, a proverbial "silver lining" actually exists.

Service providers have spent much time, effort, and expense (sometimes great) in complying with the Department of Labor's service provider fee disclosures, effective July 1, 2012.

I also realize that service providers and employers, now focused on providing participants with the participant fee disclosures, generally effective August 30, 2012, are expending similar time, effort, and money it took for the service provider disclosures. 

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