Let's face it: Almost no employee looks forward to open enrollment. It's a time when employees are faced with big decisions, get a pile of information usually at a busy time of the year, and would be more than happy to have benefits experts provide them with advice on what to do—with most experts dodging the advice-giving role.

One tip that won't be a miss for your employees—anyone who has routine and predictable expenses should consider signing up for pre-tax health care, dependent care and commuting accounts during the next open enrollment. Why? They can save thousands of dollars—up to 40 percent of the total expenses they have.  

To make it easy, here are a couple "dos" and "don'ts":

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