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I got a double dose of information Tuesday that helped ring home the notion that retirement savings may not mean anything to you – unless it actually means something to you personally.

The first was a nice item for every retirement advisor to put on their year-end to-do list, as they gear up for those year-end reviews with their plan sponsor clients, courtesy of Bob Kaplan, ING U.S.’s decorated retirement guru: When discussing the esoteric notions of an employee retirement plan with an HR director, a CIO or a CFO, take a moment and get personal.

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