Despite their best hope for a brighter future after this year's divisive election season, American investors - working to build whatever retirement savings they can - are not particularly optimistic about the post-election economy.

At the same time, investors polled in the newest quarterly installment of the Wells Fargo/Gallup Investor and Retirement Optimism Index say they understand how important 401(k) plans are to retirement savings and also say they believe that saving should be a national priority, with more forms of federal encouragement.

retirement prospects dim post-electionMore than half (58 percent) went so far as to say that the responsibility for building a safe retirement is a shared responsibility between the government, businesses and the individual; 38 percent said that responsibility should fall on the individual alone.

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