Insurance isn't getting any cheaper for Americans.

More than a third of Americans spent more on insurance in 2012, mainly due to increasing premiums, according to new research from Bankrate. Significantly fewer spent less on insurance this year.

Research reveals that 37 percent of Americans spent more overall on all kinds of insurance—including  health, life, homeowners, renters and auto—over the past year while only 7 percent spent less. About half (52 percent) said they spent about the same.

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