Even though it's been three years since President Obama signed the Patient Protection and Affordable Care Act into law, most small business owners say they still don't get how the law affects them.

The majority incorrectly believe health reform requires them to provide health insurance for employees in 2014, or that they'll be taxed if they don't offer health insurance next year, according to a new survey by eHealth, the parent company of eHealthInsurance.

The survey of 259 small business owners shows that awareness has improved slightly since last year, but 56 percent still misunderstand the employee mandate (down from 69 percent of survey respondents who misunderstood the mandate when eHealth conducted a parallel survey in August).

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