How many more studies do we need telling us how bad America’s retirement crisis is?

One of the latest, “The Retirement Savings Crisis: Is it Worse than We Think?” conducted by the National Institute of Retirement Security, seems to answer its own question. Using the Federal Reserve’s Survey of Consumer Finances to analyze retirement plan participation, savings and overall assets of all U.S. households age 25 to 64, the report found that four out of five working families have saved less than 1 percent of their income for retirement.

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