Here's a newsflash: The Patient Protection and Affordable CareAct is changing the way health insurance is bought, sold anddelivered in this country. This year, major provisions take effect,and by 2014, employers must be prepared to fully participate in thenew law.

Although benefits brokers alreadyhave been working with clients to help answer questions and advisethem on the “pay or play” provision, they'll be called upon to doeven more in the coming weeks. 

Brokers, for example, should be prepared to help employers thinkthrough their benefits strategies more broadly and provide thetools and advice they'll need to reassess their total benefitspackages. With annual enrollments—usually held in the fall—gettingcloser, here are some issues that brokers might want to stayabreast of as the law continues to unfold.

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