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The Patient Protection and Affordable Care Act was touted by President Barack Obama and his allies on Capitol Hill as a remedy to treat the nation’s ailing health care system and ever-rising health insurance costs. But as employers, employees and their benefits brokers and agents work through the implementation of PPACA, more and more side effects appear each day.

There have been reports of rate increases from Ohio and Oregon. There’s concern over the levying of excise taxes on so-called “Cadillac” health care plans. And it seems like a person can’t go too long without hearing about the progress of his or her state’s insurance exchange. Health care providers, insurance companies and human resources departments across the nation have worked more than a little overtime as the nation hurtles toward the 2014 deadline for implementation of the controversial law.

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