A rating analyst is warning that changes in how federal regulators implement the Patient Protection and Affordable Care Act could negatively impact the accuracy of health insurers' pricing models.

Steve Zaharuk, a senior vice president at Moody's Investors Service, wrote about the possible effects of the changes in a new credit outlook commentary.

The commentary comes in light of the U.S. Treasury Department's PPACA employer mandate delay and a move by the U.S. Department of Health and Human Services to loosen exchange income eligibility requirements for a year.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.