Federal regulators seem to be taking concrete steps to act when organizers of the new "Consumer Operated and Oriented Plan" insurers run into trouble.

Officials at the U.S. Department of Health and Human Services Office of Inspector General describe the regulators' efforts to oversee the CO-OP organizers in a new report on early implementation of the CO-OP loan program.

Drafters of the Patient Protection and Affordable Care Act tried to increase the level of competition in the individual and small-group markets by providing billions of dollars in startup loans for the CO-OPs.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.