When a city goes bust, the one certainty is uncertainty. 

Bankruptcy leaves citizens wondering how many essential services, such as police and fire departments, will be cut. City workers wonder whether they will keep their jobs.

And then there are those who have begun to enjoy retirement after years of service to their towns and cities. Living on fixed incomes, they are left to wonder whether their plans will be torn asunder by misfortune and perhaps the mistakes of others. 

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