Many of us in the industry are evaluating our positions and client recommendations after the recent announcement on the delay of PPACA's employer mandate penalty.

How does this affect the drive forward for the self-funded world and the small employers that are fully insured with plans to move to self-funded in 2014? The plan should be to stay on course.

There seems to be a lack of knowledge in the broker world regarding self-funding, and now we have another year to adjust the learning curve. Many brokers ask why they would—and should—recommend self-funding employee benefit plans to their clients.

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