Many of us in the industry are evaluating ourpositions and client recommendations after the recent announcementon the delay of PPACA's employer mandate penalty.

How does this affect the drive forward for the self-funded worldand the small employers that are fully insured with plans to moveto self-funded in 2014? The plan should be to stay on course.

There seems to be a lack of knowledge in the broker worldregarding self-funding, and now we have another year to adjust thelearning curve. Many brokers ask why they would—andshould—recommend self-funding employee benefit plans to theirclients.

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