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(AP Photo/Angelle C. Smith)

It’s that time of year when all good-hearted Americans break out their legal pads, pencils and reading glasses. Yes, it’s time for fantasy football. Once a small off-shoot of it progenitor fantasy baseball, it has become the favorite fall pastime, surpassing even its real-world counterpart. Indeed, given the recent creativity among game and league promoters, Fantasy Football is threatening to even overtake that long-time office pool favorite, the Superbowl square.

See also: The real issue with 401(k) fees 

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