Small business owner, make this note to self: "I will notify my employees of their options for health coverage under the Patient Protection and Affordable Care Act."

Numerous studies suggest that employers are far behind in getting the required notice about state health insurance exchanges, in writing, to employees by Oct. 1.

Particularly at risk are small businesses. Employers with few than 50 full-time workers will not be required to offer health coverage to their workforce. But, they are still required under the PPACA to inform their employees about the existence of state health exchanges.

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Dan Cook

Dan Cook is a journalist and communications consultant based in Portland, OR. During his journalism career he has been a reporter and editor for a variety of media companies, including American Lawyer Media, BusinessWeek, Newhouse Newspapers, Knight-Ridder, Time Inc., and Reuters. He specializes in health care and insurance related coverage for BenefitsPRO.