First you save money on insurance. Then you give it back. Meet yet another puzzling anomaly buried within the Patient Protection and Affordable Care Act.
Researchers from UC Berkeley, UCLA and the Economic Policy Institute in Washington, D.C., examined the fine print that constitutes the rules and regulations surrounding subsidies for individuals and families buying insurance through the state exchange markets.
In findings published in the September issue of Health Affairs, they began with the following recitation:
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